Other Loans
 NorState
Federal Credit Union offers a variety of loans to meet your
needs. Read below for more information
on our loans.
Easy
Loan Application Process
- Apply online
- Apply by phone: (207) 728-7555 or 1-800-804-7555
- Apply by mail: 78 Fox Street, Madawaska ME 04756
- Apply in person at one of our branches
|
Signature Loans 
Get extra cash to consolidate your bills,
take a family vacation and much more!
- Low rates
- Affordable payments
- Fast loan processing
- Risk Based Pricing - Rates vary depending on your
credit history and scoring
- No Down-Payments required to qualified borrowers
- No pre-payment penalties
- Borrow up to $10,000.00
- 0.25% APR reduction for payments with direct deposit
and auto pay.
- Terms of up to 60 months
- Refinancing from other high-rate lenders available
- Optional Life and Disability insurance available
at a reasonable cost.
|
Share Secured
Loan
 Enjoy the security and peace of mind knowing you are getting
the lowest possible loan rate by using your savings, flex
or share certificate account as collateral.
- Low rates
- Affordable payments
- Fast loan processing
- No Down-Payments required to qualified borrowers
- No pre-payment penalties
- 0.25% APR reduction for payments with direct deposit
and auto pay.
- Terms of up to 60 months
- Refinancing from other high-rate lenders available
- Optional Life and Disability insurance available
at a reasonable cost.
|
Share Draft Overdraft
Loan
Get peace of mind with a share draft overdraft line of
credit. This line of credit is a loan that gives you flexibility
with your share draft account, it makes it easy to borrow
small amounts for a short term and is great for emergencies.
- Low annual percentage rate
- Affordable monthly payment (5% of outstanding
balance or $31, whichever is greater)
- Fast loan processing
- Advances to cover the overdraft are made in $100
increments
- Credit limit up to $2,500
- Advances will appear on your monthly statement
and payments are due by the 28th of each month.
- Rates vary depending on your credit history and
score
- Optional Life and Disability insurance available
at a reasonable cost
|
Add-Vantage PLUS
This program permits members to enjoy rate
reductions on new consumer loans.
In order to qualify for the program, eligible members must
participate in NorState FCU's Net Pay and Auto Pay and maintain
their accounts in good standing.
So long as participants maintain an active
involvement in the above-mentioned programs, they shall be
entitled to receive 1/4% rate reduction on their new consumer
loan.
Contact us and we'll be glad to answer any questions you
may have about car pricing, loan alternatives, rates and
the application process.
|
Web Design by Avtec Media 
1-800-804-7555 