Branch Locations   About Us   Contact Us   
NorState Federal Credit Union NorState Federal Credit Union
 

Current Loan Rates

NorState Federal Credit Union offers a variety of savings accounts to serve your needs at competitive rates.

To see current rates, please choose a loan type below:

All rates effective as of 01/09/12

Vehicle Loans

Term *APR (as low as) **Approx. Monthly Payment
24 months 3.70 % $434.79
36 months 3.70 % $295.54
48 months 3.70 % $225.97
60 months 3.70% $184.27
72 months 4.70 % $161.18

* Annual Percentage Rate varies depending on your credit history and score. See a loan officer for more information and disclosures.
** Monthly payment based on a loan of $10,000 loan.
Rates quoted with Add-Vantage PLUS.

Recreational Vehicles

Term *APR (as low as) **Approx. Monthly Payment
60 months 4.95% $190.06
72 months 5.20% $163.54
84 months 6.49% $148.88
96 months (new only) 7.49% $139.26
108 months (new only) 7.49% $128.99
120 months (new only) 7.99% $121.72

*APR - Annual Percentage Rate varies depending on your credit history and score. Rates may change without notice. See a loan officer for more details.
** Monthly payment based on a loan of $10,000 loan.

Mortgage Loans

Variable Rate
Term *APR (as low as) *APR (as low as)
  20% Down Payment 10% Down Payment
1 year lock 2.95% APR 3.95% APR
3 year lock 3.65% APR 4.65% APR
5 year lock 3.95% APR 4.95% APR

Fixed Rate
Term *APR (as low as) Approx. Monthly Payment* *APR (as low as) **Approx. Monthly Payment
  20% Down Payment   10% Down Payment  
10 year fixed 5.65% APR $876.46 6.65% APR $917.32
15 year fixed 5.75% APR $666.15 6.75% APR $710.20
20 year fixed 5.85% APR $567.86 6.85% APR $615.10
30 year fixed 5.99% APR $480.58 6.99% APR $533.56

*APR - Annual Percentage Rate. Rates may change without notice. See a loan officer for more information today! Rates as low as - Depending on your credit history and score.
** Monthly payment based on a loan of $80,000.

Home Equity Loans

Variable Rate

Interest Only Program ** As Low as 3.25% APR
Home Equity IV ** As Low as 3.25% APR
  • See a loan officer for more information.
  • No prepayment penalties, No minimum withdrawal, No annual fee
  • 1% repayment on outstanding balance
  • Annual percentage rate will never exceed 15%
  • ** Annual Percentage Rate is as low as. Rates are determined by your credit score and history.
  • Rates may change without notice.

Fixed Rate

Term *APR (as low as) **Approx. Monthly Payment
10-Year Fixed 5.75% $109.90
15-Year Fixed 5.85% $83.69
20-Year Fixed 5.99% $71.59

* Annual Percentage Rate is as low as. Rates are determined by your credit score and history. Rates may change without notice.
** Monthly payment based on a loan of $10,000.

Signature Loans

Term *APR (as low as) **Approx. Monthly Payment
up to 60 months 12.99% $228.11 (60 month term)

* APR - Annual Percentage Rate may change without notice. Your rate is based on your credit history and score.
** Monthly payment based on a loan of $10,000.

VISA Credit Cards

*APR (as low as)
10.90%     (Variable Rate)

* There are costs associated with the use of this card. To obtain information about these costs, call us (207)728-7555 or write us at 78 Fox Street, Madawaska ME 04756.



Online Applications

 

Insurance
 

 
Home  |  Accounts  |  Loans  |  Online Services  |  Membership  |  Resources  |  About Us
NCUA - Your savings federally insured to at least $100,000 and backed by the full faith of the United States Government.
No-Surcharge ATM Locations

    ©Copyright 2008, NorState Federal Credit Union.    1-800-804-7555     Privacy Statement   Disclaimer   Site Map

 
Web Design by Avtec Media 
Homepage