Mortgage Loans
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Purchasing a new home is exciting and NorState Federal Credit Union wants to make the loan process as exciting as the purchase. We'll help you get the payment that fits your lifestyle.
- Fixed-Rate Mortgage terms of 10, 15, 20 and 30 years.
- Adjustable Rate Mortgages (ARMS), amortized for as long as 30 years.
- Fixed-Rate, Fixed-Term Home Equity Loans
- Adjustable-Rate Home Equity Lines of Credit
NorState Federal Credit Union Advantages
- Great rates *
- Your loan stays in-house
- Affordable monthly payments
- Loans available for secondary residences and mobile homes
- Financing up to 90% of value or purchase price, whichever is less
- Fixed rates (10, 15, 20 and 30 years)
- Variable rates (1, 3, 5 and 7 year locks)
- Refinancing from other high-rate lenders available
- Optional Life and Disability Insurance available at a reasonable cost
Loan Programs
Maine State Housing Authority (MSHA)
- Low Down Payment Options in conjunction with FHA, RD, & VA.
- Mobile home on land financing with low down payment.
- Mobile Home Replacement Initiative with grant funds up to $35,000.
- Opportunities for grant funds up to $5000.
- Salute ME Program for Veterans.
VA Loans
- No down payment required for Purchase Transaction.
- No monthly Private Mortgage Insurance.
- Owner Occupied single family or multi-unit primary residence.
- Refinance options available.
Visit CUSO Home Lending or call 1-800-360-2876 for more information.
*Rates vary depending on credit history and score
Easy application process
Apply by phone: (800) 804-7555
Apply online
