Student Loans

Alternative Education Loan

The cost of a college education can be overwhelming and unfortunately, there are often gaps left between a student's aid package and the actual cost of a college education.  Through Sallie Mae, NorState Federal Credit Union can help you with our alternative student loan program. This program can help fill the gap that remains after all grants, and scholarships are used.

 Sallie Mae Student Loans

The Smart Option Student Loan® for NorState Federal Credit Union by Sallie Mae®
For borrowers attending degree-granting institutions


Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.


The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here:

Apply Online > Sallie Mae Website