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NorState Federal Credit Union NorState Federal Credit Union

Youth Accounts

It's never to early to start to save!  NorState Federal Credit Union offers accounts for children of all ages.

Eager Beaver Program

This Eager Beaver Program is available for children infant through 12 years.

NorState Federal Credit Union Advantages:

  • Dividend rate
  • $25 Minimum balance required
  • Variable dividends paid monthly
  • Receive Beaver Bucks when you make a deposit
  • Redeem your Beaver Bucks at one of our six convenient locations!

Smart Program

SMART program is designed for members 13 through 19 years of age. Get started on a SMART journey to a financially fit future.

  • Dividend rate
  • $25 Minimum balance required
  • Receive 1/4% increase Share dividends when you reach and maintain a $1,000 balance in your Share account.
  • 1/4% Off First Consumer Loan.
  • Share Draft (checking) account with FREE SHARE checks (150 per year)
  • Share/IRA Certificates ($1000 minimum balance)
  • Wealth Builder Certificate (open your Share Certificate for only $1
  • Visa Credit Card available ($250 credit limit with co-signer)
  • New members receive a $10 voucher into their new Share Account.
  • Existing member receives a $10 deposit into their new Share Draft Account.
  • 24/7 Online Banking (access your account online at
  • Debit Card, 24/7 Online Services, Education Savings Account, Student Loans and more.


Want to learn more about your credit and how to manage your finances?
    Click here to learn more.  

 Financial Education for every stage of life.  
   Click here to learn more.                                                                               


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