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NorState Federal Credit Union NorState Federal Credit Union

Savings Accounts

At NorState FCU we offer you a range of choices to help you save.  You'll have 24 hour access to your account with online banking, iTalk and through our network of ATM's.  Choose one of the Savings Accounts below that suits your needs and start saving today! 

Visa Check Card      ATM Card

To open a Savings Account please call NorState Federal Credit Union at (800) 804-7555 or apply in person at any of our branches.

Share Account

A $25 minimum balance account that insures your membership and gives you access to a multitude of services.  Our regular share accounts are the basis of your membership.

Health Savings Account

HSAs empower you to make your own health care decisions.  NorState Federal Credit Union offers a Health Savings Account* as well as 6-month and 12-month HSA Certificates of Deposit.**

  • Protection – You will have an opportunity to save money to pay high or unexpected medical bills.
  • Affordability – High health insurance policy deductibles mean lower premiums.
  • Savings – Your ability to deduct your contributions and the tax deferral of account earnings enables you to build up funds in your account.
  • Flexibility – You can contribute at any time during the year to your HSA, and your balance rolls over from year to year.
  • Portability – You own the account, so it goes with you wherever you go, regardless of any job changes. No annual fee Visa® debit card to access your funds.


For more information, please click here.

Flexible Savings

A NorState Federal Credit Union flex account gives you a higher yield on your money while giving you flexibility with the Super Flex option.  You'll not only receive higher dividends, but also the flexibility of checks and tiered levels.

Club Accounts :

NorState also offers a variety of club accounts.  Choose between a Christmas Club, All-Purpose Club, Alternate Medical Club or Tax-Club with great dividends.

  • Regular, Christmas, vacation, taxes, all-purpose clubs available
  • Dividend rate
  • No minimum balance required
  • Christmas Club allows only a single withdrawal
  • Variable dividends paid monthly
  • Access your club account with the following services:
    iTalk, Online Banking and CUe-Statements

Prime Time Accounts :

Take advantage of our Prime Time Club offered to members 55 and older with Direct Deposit.

  • Dividend rate
  • $25 Minimum balance required
  • Variable dividends paid monthly
  • Premium rates on certificates
  • Free Checks
  • Free photocopies

All member deposit accounts federally insured by NCUA, National Credit Union Administration, to at least $250,000.

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