Branch Locations   About Us   Contact Us   
NorState Federal Credit Union NorState Federal Credit Union
 

Real Estate Loans

Easy application process

  • Apply online
  • Apply by phone (800) 804-7555
  • Apply by mail: 78 Fox Street, Madawaska ME 04756
  • Apply in person at one of our branches
To apply for a loan ... To view current rates ...
Apply Online
Current Rates

Mortgage Loans

Purchasing a new home is exciting and NorState Federal Credit Union wants to make the loan process as exciting as the purchase. We'll help you get the payment that fits your lifestyle.

  • Fixed-Rate Mortgage terms of 10, 15, 20 and 30 years.
  • Adjustable Rate Mortgages (ARMS), amortized for as long as 30 years.
  • Fixed-Rate, Fixed-Term Home Equity Loans
  • Adjustable-Rate Home Equity Lines of Credit

NorState Federal Credit Union Advantages

  • Great rates *
  • Your loan stays in-house
  • Same rates for mobile homes with or without foundation
  • Affordable weekly or monthly payments
  • Loans available for secondary residences and mobile homes
  • Financing up to 90% of value or purchase price, whichever is less
  • Fixed rates (10, 15, 20 and 30 years)
  • Variable rates (1, 3 and 5 year locks)
  • Refinancing from other high-rate lenders available
  • Optional Life and Disability insurance available at a reasonable cost

Home Equity Loans

NorState Federal Credit Union offers flexibility with your Home Equity Loans.

NorState Federal Credit Union Advantages

  • Great rates (Prime +0)
  • No Prepayment penalties
  • No Annual Fees
  • No Closing Costs**
  • Quick close program
  • Loans available for secondary residences and mobile homes
  • Affordable weekly or monthly payments
  • Annual Percentage rate will not exceed 15%
  • Repayment is only 1% of the outstanding balance
  • No minimum withdrawals
  • Variable Home Equity Program
  • Interest Only Home Equity Program (Pay interest only for 5 years with a variable monthly rate, reverting to 1.5% repayment of outstanding balance)
  • Home Equity Fixed rates are also available (10,15 & 20 years)
  • Risk Based Pricing - Rates vary depending on your credit history and score
  • Optional Life and Disability insurance available at a reasonable cost

*Rates vary depending on your credit history and score
**Closing costs may apply on lines of credit less than $10,000.

Contact us and we'll be glad to answer any questions you may have about loan alternatives, rates and the application process.


NorState Federal Credit Union Advantages

  • Low rate
  • Your loan stays in-house
  • Affordable weekly or monthly payments
  • Small down payment
  • Easy application process


Online Applications

 


Insurance
 

 


Home  |  Accounts  |  Loans  |  Online Services  |  Membership  |  Resources  |  About Us
NCUA - Your savings federally insured to at least $100,000 and backed by the full faith of the United States Government.
No-Surcharge ATM Locations

    ©Copyright 2008, NorState Federal Credit Union.    1-800-804-7555     Privacy Statement   Disclaimer   Site Map

 
 
Homepage