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Vehicle Loans
 Buying a new or used car, truck, ATV, motorcycle, snowmobile
or boat is an important decision. Researching and planning
first can save you money and help you enjoy your investment.
NorState Federal Credit Union offers many resources to help
you make the right decision.
- Cars
- Snowmobiles
- Motorcycles
- ATVs
 Boats Recreational
Vehicles (Campers)
A loan with NorState Federal Credit Union offer the following
advantages:
- Low rates
- Affordable payments
- Fast loan processing
- Risk Based Pricing - Rates vary depending on your
credit history and scoring
- No Down-Payments required to qualified borrowers
- No pre-payment penalties
- 0.25% APR reduction for payments with direct deposit
and auto pay.
- Terms of up to 72 months for new or used on qualifying
vehicles
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- Refinancing from other high-rate lenders available
- Auto Equity Loans also available
- Guaranteed Auto
Protection (GAP) at a reasonable cost.Protects you
when a gap exists between the actual value of your
vehicle and the amount of money owed.
- Optional Life
and Disability insurance available at a reasonable
cost.
- Optional Extended Warranty Program
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- Apply online
- Apply by phone (800) 804-7555
- Apply by mail: 78 Fox Street, Madawaska ME 04756
- Apply in person at one of our branches
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Contact us and we'll be glad to answer any questions you
may have about car pricing, loan alternatives, rates and
the application process.
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Branch Locations 
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1-800-804-7555 